Compassionate Medicare Guidance and Enrollment
Confused about your Medicare options? Don't worry, you're not alone. Mirela's Insurance Services, LLC is here to help simplify the process and ensure you get the coverage you deserve. Let us guide you through all the options and find the perfect plan(s) for your needs.
✨ We're here to simplify your coverage choices so you can feel confident and cared for.
No fees for our guidance - just clear options for ACA, Medicare, and more.
Silvia Mirela Weems
Licensed Insurance Agent • CA Lic #4324029
Coverage options backed by leading brands
We work with a wide range of insurers so you can review Medicare and supplemental plans in one place.
Health Insurance Tailored To Your Life
Whether you are just getting started or already enrolled, we will help you review options and enroll in the plan that fits your health, budget, and stage of life.
Medicare Supplements
Medicare Supplement insurance can help cover some of the costs Original Medicare leaves behind, giving you more predictable expenses and peace of mind. These plans can be especially helpful for people who want predictable healthcare expenses and the freedom to see any provider nationwide who accepts Medicare.
Medicare Advantage
Medicare Advantage plans combine your Medicare coverage into one plan and may include a prescription drug plan. They may be a good fit for people who prefer the convenience of bundled coverage, lower monthly costs and are comfortable receiving care within a plan's provider network.
ACA Marketplace
Looking for health insurance for individuals and families? The ACA Marketplace offers comprehensive health plans with potential subsidies based on income to make coverage affordable.
Confused about your Health Insurance options? Don't worry, you're not alone. Our licensed team is here to help simplify the process and ensure you get the coverage you deserve.
Understanding your Medicare parts and Medicare Supplement
The different parts of Medicare help cover specific services:
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program bundles Part A and B, often with prescription drug coverage and additional wellness benefits.
Medicare Part D (Prescription Drug Coverage)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Additionally, Medicare Supplements are available to help with costs not covered by Medicare:
Medicare Supplement insurance plans help pay your share of some healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. Medicare Advantage and Medicare Supplement are different types of coverage; you cannot have both at the same time.
Need help understanding your options?
We know enrolling in Medicare can be a complicated and daunting process, but it doesn't have to be. Let us help you understand your options and choose the right one for you.
What is Original Medicare?
Original Medicare includes Part A (Hospital) and Part B (Medical). You pay for services as you get them with deductibles and typically 20% coinsurance. You can add Part D for prescriptions or Medigap to cover remaining out-of-pocket costs.
What is Medicare Advantage?
Medicare Advantage is an all-in-one alternative to Original Medicare offered by private companies. These bundled plans include Part A, Part B, and usually Part D drug coverage, often with annual out-of-pocket maximum protection.
We're here to answer all your questions and give you the peace of mind you deserve.
Don't wait!
It's important to understand your options when Medicare becomes available to you. Don't take risks with your health and finances.
Silvia Mirela Weems
Licensed Insurance Agent
CA Lic #4324029, 6019719